A bank faced a two-hundred millisecond window to block card-not-present fraud. They streamed features like device reputation, velocity counters, and merchant risk to a low-latency model, then wrote compact decision facts to a lake for training. Chargebacks dropped twenty-three percent, and customer approvals stayed high. Nightly jobs still mattered for recalibration, but the decisive win came from streaming the few features that mattered most, exactly when they mattered, to intercept bad actors early.
Kappa architecture avoids duplicating logic across batch and stream by treating all data as a log, replayable when models change. It reduces cognitive load, but historical backfills can still be heavy. Blend patterns intentionally: keep transformation logic in streaming processors, materialize read views for queries, and run periodic historical recomputations for model drift. The goal is not ideological purity; it is reducing code paths while preserving the ability to learn from richer, slower context.
Streaming systems thrive when designed for failure. Build backpressure so upticks do not topple downstream stores. Favor at-least-once with deduplication and idempotent sinks rather than chasing elusive exactly-once guarantees. Use dead-letter queues with alerting that respects sleep. If capacity tightens, degrade nonessential enrichments first, protecting core decisions. Publish operational SLOs, rehearse incident runbooks, and share postmortems widely, so teams trust the stream under load, not just during demos or happy-path tests.
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